Terms of Service

1. Acceptance of Terms

By accessing and using Avenix Bank banking services, you accept and agree to be bound by the terms and provision of this agreement.

2. Account Opening and M

To open an account with Avenix Bank, you must:

• Be at least 18 years of age
• Provide accurate and complete information
• M
• Comply with all

3. Account Security

You are responsible for m

4. Services and Fees

Avenix Bank provides various banking services including but not limited to:

• Savings and checking accounts
• Online and mobile banking
• Loan services
• Investment products
• Credit cards

5. Privacy and Data Protection

We are committed to protecting your privacy and personal information. Please review our Privacy Policy for det

6. Electronic Communications

By using our services, you consent to receive communications from us electronically, including account statements, notices, and other disclosures.

7. Limitation of Liability

Avenix Bank shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services.

8. Modifications to Terms

We reserve the right to modify these terms at any time. We will notify you of any changes by posting the new terms on our website.

9. Governing Law

These terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Avenix Bank operates.

10. Contact Information

If you have any questions about these Terms of Service, please contact us at:

Em support@real12.com

Phone: 1-800-BANKING

Address: 123 Banking Street, Financial District, New York, NY 10001

Last updated: May 16, 2026